When Monticello Banking Company first opened in 1895, they did their bookkeeping by hand. Today, over 100 years later, Monticello Banking Company has seen a lot of things come and go. Monticello Bank was one of the few banks in Kentucky that survived the great depression. Their banking standards reflect the quality and traditions of their original founders. The same dedication to superior service that made them successful in 1895 are still cornerstones of their business.